LEGAL • TERMS AND CONDITIONS Governing Law: State of California

Terms and
Conditions

CYBERMATH ACADEMY – TERMS AND CONDITIONS
By registering for any CyberMath Academy program (“Program”), you (the “Participant”) and, if applicable, the Participant’s parent or legal guardian (collectively, “Client”) agree to the following Terms and Conditions.

Luminio Education LLC DBA CyberMath Academy Last Updated: 2027
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Section 1

Registration and Payment

Application Fee (Non-Refundable):

  • $275 – Commuter (day) students
  • $575 – Residential students

Payment Terms: Full payment is due at the time of registration unless otherwise agreed in writing. CyberMath Academy reserves the right to cancel any registration.

Section 2

Payment Methods and Banking Details

Accepted payment methods include:

a. Credit Card

  • Visa, MasterCard, American Express accepted
  • A 3.5% non-refundable processing fee applies

b. ACH / eCheck

  • Payment must be in USD
  • Client must provide routing (ABA) and account number

c. Wire Transfer

CyberMath Academy does not charge a transfer fee; however, intermediary and sending bank fees are the responsibility of the Client.

Banking Information
Bank Name
Bank of America
Bank Address
222 Broadway, New York, NY 10038, USA
SWIFT/BIC
BOFAUS3N
Routing Number (ABA – Wires)
026009593
Account Number
325191247033
Beneficiary Name
Luminio Education LLC (DBA CyberMath Academy)
Beneficiary Address
60 Capricorn, Irvine, CA 92618, USA
IMPORTANT: The Student’s full name and account reference must be included with all transfers.

d. Check / Money Order

  • Payable in USD
  • Processing time may take up to seven (7-10) business days
Section 3 • Critical

Cancellation and Refund Policy

All cancellation requests must be submitted in writing.

Refund Schedule:

PeriodPolicy
Before February 1, 2026Full refund minus application & bank fees
Feb 1 – Apr 30, 202620% cancellation fee
May 1 – May 30, 2026$1,500 cancellation fee
May 31 – June 15, 2026$2,500 cancellation fee
After June 15, 2026No refunds
Strict Non-Refund Policy: All payments become non-refundable after June 1, 2026, regardless of circumstance.
Section 4

Additional Fees

  • Airport transfer fees are not included and will be charged separately
Section 5

Program Changes

  • Campus changes (May 1 – June 1): $750 fee
  • After June 1: Changes subject to approval only

All change requests must be submitted in writing by email that you use when you register and payment.

Section 6 • Code of Conduct

Student Conduct and Dismissal

CyberMath Academy may dismiss any participant for misconduct, including but not limited to:

  • Drug or alcohol use
  • Violence or unsafe behavior
  • Disruptive conduct

Upon dismissal:

  • No refunds will be issued
  • Student will be sent home immediately
  • All costs (travel, lodging, meals) are the Client’s responsibility
Section 7 • Safety

Health and Medical Disclosure

The Client must disclose all relevant:

  • Medical conditions
  • Psychological history
  • Medications (current or recent)
Failure to disclose may result in immediate dismissal without refund.
All participants must maintain valid health insurance.
Section 8

Limitation of Liability

CyberMath Academy shall not be liable for:

  • Loss or theft of personal belongings
  • Injuries or damages except in cases of gross negligence

CyberMath Academy is not responsible for acts of third-party providers.

Section 9

Force Majeure

CyberMath Academy shall not be liable for events beyond its control, including:

  • Weather
  • Pandemics
  • Government actions
  • Travel disruptions

If cancellation occurs, refunds may be prorated after deduction of incurred costs.

Section 10

Media Release

Unless declined in writing, the Client grants permission to use the Participant’s image and likeness for promotional purposes.

Section 11

Transportation and Early Dismissal

  • If a student is dismissed: Parent/guardian must receive the student
  • All costs are the Client’s responsibility
  • If within driving distance, the parent/guardian must arrange pickup
Section 12

Financial Responsibility

The Client is responsible for:

  • Property damage
  • Lost keys or ID cards
  • Medical expenses
  • Additional program costs

Payment is due within ten (10) days of invoicing.

Section 13

Activity Authorization

The Parent authorizes participation in all program activities, including off-campus events and transportation.

Section 14 • Legal

Dispute Resolution

All disputes shall be resolved through binding arbitration under the rules of the American Arbitration Association (AAA).
This Agreement shall be governed by the laws of the State of California.

Section 15

Entire Agreement

This document constitutes the entire agreement between the parties and supersedes all prior agreements.
CyberMath Academy (DBA of Luminio Education LLC) reserves the right to update these Terms.

Acknowledgment

By registering, the Client confirms that they have read, understood, and agreed to these Terms and Conditions. This includes all cancellation policies, conduct rules, health disclosure requirements, and financial responsibilities outlined above.

Questions about Terms?
Governing Law: California • Luminio Education LLC DBA CyberMath Academy
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